Winter Home Protection: Essential Prep Tips
As winter approaches, it's natural to be concerned about keeping your home safe and warm. Don't worry; taking a few proactive steps now can prevent stress and costly insurance claims later.
Seal Gaps Around Windows and Doors
A classic yet effective method to retain heat and reduce energy bills. Make sure to check and seal any gaps to keep the cold air out and the warm air in.
Schedule a Heating System Checkup
Avoid surprise breakdowns during those chilly days by scheduling an annual inspection of your heating system. It's a simple step that ensures your home stays cozy all winter long.
Boost Indoor Air Quality
Use HEPA filters for viruses and particles, or MERV 13+ for dust and allergens, in HVAC systems or portable units to keep your indoor air fresh and clean.
Clear and Check Solar Panels
Keep solar panels efficient by activating winter modes and clearing snow after storms. This helps ensure they continue to work effectively during the colder months.
Insulate Exposed Pipes
Prevent freezing and bursting, especially in basements or exterior walls, by insulating any exposed pipes. This is crucial to avoid water damage.
Clean Out Gutters
Prevent ice dams and water backups by clearing out leaves and debris before heavy snow arrives. Proper gutter maintenance can save you from potential damage.
Update Smart Thermostat Settings
New models adjust automatically to reduce energy waste. Set your thermostat between 68°F and 70°F while at home to stay warm without overusing energy.
Document Your Home Digitally
Create a smartphone video walkthrough of your home and valuables. This step can streamline potential insurance claims should the need arise.
By taking even a few of these steps, you can make a big difference in protecting your home this winter. Stay proactive, and remember, it’s never too late to get started. If you're unsure about what's covered during winter weather events, we invite you to review your homeowners insurance policy with us. We're here to help!